Disclosures

The MEA Visa Credit Card is offered and maintained by MSU Federal Credit Union. Disclosures for your MEA Visa are below. You will need a PDF reader to view the disclosures. Visit adobe.com/acrobat to download the latest version of Adobe Acrobat.

	VIsa Signature Credit Card Agreement and Truth in Lending Disclosure
	Platinum Plus V isa Credit Card Agreement and Truth in Lending Disclosure
	Platinum Visa Credit Card Agreement and Truth in Lending Disclosure
	Visa Signature Cash Back Rewards Disclosure
	Platinum Plus Visa Cash Back Rewards Disclosure

Additional information on cardholder benefits and protections is available on the Disclosures webpage under Additional Visa Disclosures and Agreements.

Additional disclosures and agreements related to membership and accounts at MSU Federal Credit Union are available on the Disclosures webpage under General Membership Agreements and Checking & Savings.

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Federally Insured by NCUA

This website is administered by Michigan State University Federal Credit Union. Michigan State University Federal Credit Union savings are federally insured to at least $250,000 by the NCUA APR = Annual Percentage Rate. View our Privacy Policy and read our disclaimer regarding links to other sites. Copyright © Michigan State University Federal Credit Union. All Rights Reserved.

¹Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.

²Annual Percentage Rate (APR) of 0% is valid for the first six (6) months from the date the Visa Credit Card account is opened, and applies only to balance transfers from another financial institution's credit card. After six (6) months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.

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