Earn 1% Cash Back

Reward yourself with the MEA Platinum Plus Visa Credit Card. Enjoy rates as low as 13.9% APR and receive 1% cash back on all of your purchases!¹

 

How to Earn Cash Back:

• Every time you use your MEA Platinum Plus Visa anywhere Visa is accepted, you earn 1% cash back.

• Your cash back never expires and you may redeem your cash back at any time — for any amount.

 

¹ Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.

$50 Welcome Bonus Offer

Receive $50 when you spend $1,000 in the first 90 days with your new Platinum Plus Visa.¹

You will receive $50 once you spend $1,000 on net purchases within the first 90 days after MEA Platinum Plus Visa Credit Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Platinum Plus Visa Credit Card balance within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first 90 days will be excluded. Account must be in good standing to receive $50. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $50 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $50 offer is valid for new, first-time MEA Platinum Plus Visa Credit cardholders only. This offer may be canceled at any time without notice.  

MEA Visa Card Benefits

• 30,000 surcharge-free ATMs on the nationwide CO-OP Network
• Use with Apple Pay, Android Pay, and Samsung Pay¹
• No application, annual, or balance transfer fees
• $1,000,000 Travel Accident Insurance²
• 24/7 account access
• $0 fraud liability

 

¹Apple, iPhone, and iSight are registered trademarks of Apple Inc. Apple Pay, Apple Watch, and Touch ID are trademarks of Apple Inc. Message and data rates may apply. Android and Android Pay are trademarks of Google Inc. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

Samsung^®, Samsung Pay^®, Samsung Galaxy S6^®, Samsung Galaxy S6 edge^®, Samsung Galaxy S6 edge+^®, and Samsung Galaxy Note^® 5 are registered trademarks of Samsung Electronics Co., Ltd.

² Full disclosure will accompany card.

Free access to your credit score

To help you achieve your financial goals, you can view your credit score in ComputerLine and on the MSUFCU Mobile app.

Fraud Management

Protecting our members from fraud is a top priority for MSUFCU, your credit card provider. To give you additional card security, we use the Visa Fraud Alert Management detection system which continuously monitors your Visa Credit Card activity to help identify and prevent fraudulent transactions on your account.
 

If suspicious charges or transactions outside of your normal spending pattern appear on your card, you may receive an automated phone call from Fraud Alert Management on behalf of MSUFCU to verify the charges. You will be asked to verify the charges.
 

To verify your identity, you may be asked to provide personal information such as address, birth date and confirmation of the last four digits of your social security number. You will never be asked to provide your full social security number, Visa Card number, account number, or PIN.
 

If Fraud Alert Management is unable to reach you directly, they will leave a message identifying themselves as Visa Fraud Alert Management calling to verify transactions made with your Visa Credit Card.
 

If we are unable to contact you regarding the suspicious charges on your Visa Credit Card, your card may be temporarily blocked to prevent any fraudulent activity. The block will be removed once we are able to confirm with you that the charges are legitimate.

Free Gift with New MEA Visa

FREE POWER BANK
 

Receive a free power bank when you open your MEA Visa!¹

 

¹ MEA power bank is for new MEA Visa Credit Cards only. Please allow six (6) to eight (8) weeks for delivery. While supplies last, first-come, first-served.